A well kept single family rental home with a trimmed lawn under a clear sky, the kind of investment property a cost segregation study is built for

Every Property Hides Tax Savings. We Find Them.

Purchases, renovations, and 1031 replacement properties. Anywhere in the U.S.

Top Rated CPA Choice

Original cost seg under $1M: $999 flat

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Cost Segregation for the Rest of Us™

The front desk

How can I help you? Tell me what happened with the property and I will point you at the right lane.

Or pick the one that happened to you:

Real savings, computed live

duplex$415K purchaseCharlotte, NC
$24,600
Estimated first-year tax savings
0%5.9% of price, year one10% of price

Illustrative examples computed by our estimate engine — results depend on your tax situation; consult your CPA.

  • Traditional firms want $5,000–$15,000 engagements.
  • Most firms don't want to touch a $400k duplex.
  • Most firms require calls, proposals, meetings, site visits, and lengthy engagement letters.

No sales commissions. No travel expenses. No meetings. Just analysis.

Choose your type of cost seg

Original Cost Seg — Under $1M

$999
flat fee — all-in

Our flagship flat-fee study for qualifying investment properties purchased for less than $1,000,000. Same process, same rigor — built to the standards described in the IRS Cost Segregation Audit Techniques Guide.

  • Simple 7 step process, no calls, proposals, or site visits required
  • Engine-computed estimate presented instantly, always as ranges
  • One complete study, sized to your property, ready for your tax advisor

Original Cost Seg — Over $1M

Extended / Custom
personalized quote

Larger properties need our extended analysis — same process, personalized pricing. Tell us about your property and we quote your fee before you commit.

  • Complete cost segregation study tailored to your property
  • Personalized quote before you commit, nothing is billed today
Start My Cost Seg

Request a quote We respond very fast.

Renovation Cost Segregation

Extended / Custom
residential, rental & commercial major renovations

Bottom-up classification of your actual renovation invoices: capitalize-vs-expense analysis, partial-disposition review, and reconciliation back to your P&L.

  • Bottom-up classification of your actual renovation invoices
  • Capitalize-vs-expense analysis with partial-disposition review
  • Reconciliation back to your P&L so your CPA can implement cleanly
Start My Cost Seg

Request a quote We respond very fast.

1031 Exchange Cost Seg

Extended / Custom
replacement-property studies

Closed a 1031 replacement property? We separate your carryover (exchanged) basis from your excess basis, continue the old depreciation schedule, and cost-segregate the new money.

  • Carryover vs excess basis split under Reg. §1.168(i)-6
  • Bonus-eligible analysis of your excess (new money) basis
  • Personalized quote before you commit, nothing is billed today
Start My Cost Seg

Request a quote We respond very fast.

New Construction Cost Seg

Extended / Custom
ground-up projects, from the construction record

Just built it? We work from what the project already produced — the pay applications, the schedules of values and the change orders — and classify the job trade by trade, down to the subcontractor line where the detail exists.

  • Built from your AIA G702 and G703 pay applications and schedules of values
  • Subcontractor detail reconciled to each trade line, to the cent
  • General conditions, insurance and contractor fee allocated across the trades
Start My Cost Seg

Request a quote We respond very fast.

Real Estate Tax Saving Agent program

Bring cost segregation to the people you already serve.

Real estate agents, CPAs, loan officers, title companies, closing attorneys, inspectors and investors. You already have the relationship. We add the study, the review and the delivery, and your client pays the same flat fee every client pays.

1

One avenue, one account. Accepted agents receive a certificate from us and the Agent Interface, with every program benefit from the first day.

2

We review every study before it is delivered and we generate the client disclosure, so you never carry the technical work.

3

Nothing caps the practice you build here. Bring one owner or bring a hundred, across any property, in any state, under our guidelines.

Become a Real Estate Tax Saving Agent

No fee to join. Compensation only where your profession and state permit it.

How Does the Process Work?

1Tell us who you represent.
2Confirm that your property meets the eligibility requirements.
3Enter property information
4Upload the required documentation.
5Review the terms of the engagement.
6SMART COST SEGREGATION AGREEMENT
7Submit your project.

Prior-Year Acquisitions Welcome !!!  ·  Most projects are completed within approximately 5 to 7 business days.

Take the interactive walkthrough →

Same Property. Same Price. Very Different Results.

Cost Segregation puts more money in your pocket.

Same four family property bought for $850,000 with $100,000 assigned to land. Without a cost segregation study the first year depreciation is $27,273. With a study at the Middle of the Road position it is $200,727, which is $52,036 more cash at a 30 percent rate.Without a studyStraight line over 27.5 yearsWith a studyMiddle of the Road position, 100% bonus$27,273first year depreciation$200,727first year depreciation27.5 year straight line $750,000Land $100,000 (11.8%)5 year $126,00015 year $54,00027.5 year $570,000Land $100,000 (11.8%)+$173,454 more depreciation in year one

$52,036 more cash in year one

Illustrative example computed by our estimate engine: a four family rental bought for $850,000 with $100,000 assigned to land (11.8 percent), placed in service January 1, 2026, at the Middle of the Road position, a 30 percent combined rate and 100 percent bonus. The published four unit sample study uses 15 percent land and a 32 percent rate, so its figures differ. Results vary with property specifics and your tax situation.

Owners Keep More. Here’s What That Looks Like.

Five-star outcomes, one $999 flat fee at a time (original cost seg under $1M).

Review 1 of 6: Marcus T.
$24,600 first-year savings
I honestly thought cost segregation was only for big commercial guys. Uploaded my closing statement and about twenty phone photos on a Sunday night, had the study back Friday. My CPA double-checked the schedules and just said "file it." About $24,600 in first-year deductions I would have left on the table.
MMarcus T. · Charlotte, NC$415K duplex

Illustrative client scenarios — savings figures computed by our estimate engine for the property types shown. Verified reviews publish as they come in after launch. Results depend on your specific tax situation; consult your CPA.

See Your Numbers Instantly, No Email Required

Pick your purchase price, property type, and tax bracket, and the engine returns three estimates, Conservative, Middle of the Road and Aggressive, showing your potential first-year deduction, estimated tax savings, and net benefit after our fee, plus an audit-comfort gauge for the scenario you choose. It’s the same engine that builds every study, and every number is an estimate, a range and not a promise. No email, no signup, nothing to download.

Scenario
Estimated First-Year Tax Savings
$53,470
Additional Year-1 deduction $167,094 · ROI on the $999 flat fee (under-$1M lane): 53.5x
Building Basis
$722,500
Reclassified (5/15-yr)
$173,400
Without: $722,500 ÷ 27.5
With: $173,400 Bonus + ($549,100 ÷ 27.5)
Audit-risk gauge: green — within the defensible range for this property type.

Estimates are ranges, never guarantees — actual benefits depend on your specific tax situation. We do not prepare tax returns or provide legal advice; please consult your CPA, tax preparer, or attorney regarding implementation. Paper losses are generally passive-activity limited — ask your CPA.

The Only Thing You Pay For Is The Analysis

$999 flat for original cost seg under $1M, versus a typical $5,000 traditional engagement.

$999
Our flat fee, under $1M, all in
$5,000
Typical traditional engagement, illustrative
$4,001
You keep the difference
The under-$1M flat fee, itemized
Original cost segregation for qualifying properties under $1 million — $999 all-in.
Traditional Cost SegregationTraditional FeeSmartCostSeg ComponentSmartCostSeg Fee
Sales Commissions$750.00Sales Commissions$0.00
Business Development & Marketing$500.00Business Development & Marketing$0.00
Travel Time & Site Visits$750.00Travel Time & Site Visits$0.00
Airfare, Hotels, Mileage & Travel Expenses$250.00Airfare, Hotels, Mileage & Travel Expenses$0.00
Telephone Calls & Teleconference Meetings$250.00Telephone Calls & Teleconference Meetings$0.00
Email Follow-Up & Administrative Coordination$250.00Email Follow-Up & Administrative Coordination$0.00
Estimated Benefit Analysis & Proposal Preparation$500.00Estimated Benefit Analysis & Proposal Preparation$0.00
Engagement Letter Preparation & Contract Administration$250.00Engagement Letter Preparation & Contract Administration$0.00
Project Management & Internal Meetings$500.00Project Management & Internal Meetings$0.00
Professional Analysis & Report Preparation$1,000.00Professional Analysis & Report Preparation$999.00
Total$5,000.00Total$999.00

Typical traditional engagement shown for illustration. The $999 flat fee applies to the under-$1M original cost segregation lane only — over-$1M and renovation projects receive a personalized quote. The only thing you pay for at SmartCostSeg is the analysis itself.

Full pricing details →

Our Commitment

We believe Cost Segregation should not be reserved for owners of multi-million-dollar properties.

We believe smaller investors deserve access to the same tax planning opportunities.

We believe technology can replace unnecessary overhead.

We believe transparency builds trust.

We believe efficiency creates value.

Most importantly, we believe professional analysis should be the primary thing clients pay for.

No sales commissions. No travel expenses. No meetings. No administrative overhead. Just analysis.

Welcome to SmartCostSeg.com.

Questions Owners Ask Us

Normally a rental property depreciates as one big asset over 27.5 years (residential) or 39 years (commercial). A cost segregation study identifies the parts of your property that the tax code lets you depreciate much faster — things like carpet, cabinets, appliances, and dedicated electrical over 5 years, and parking, landscaping, fencing, and site work over 15 years. Faster depreciation means bigger deductions in your first years of ownership, when the cash matters most.

Educational information only — not tax or legal advice. Please consult your CPA, tax preparer, or attorney about your specific situation.

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